Terms and Conditions

Welcome to the website of SSBV (“Company”, “Biz2Loan.com”, “we” or “us”). The following terms and conditions (these “Terms of Use”), together with any documents they expressly incorporate by reference, govern your access to and use of Biz2Loan.com (the “Website”), including any content, functionality and services offered on or through the Website and any related applications, networks, communication channels or other services provided by us (collectively, the “Services”).

Please read the Terms of Use carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use, our Advertising Disclosures, found at Biz2Loan.com/advertising-disclosure, and our Privacy Policy, found at Biz2Loan.com/privacy, supplemented by the Privacy Notice for US Residents, found at Biz2Loan.com/privacy (the “Privacy Policy”), incorporated herein by reference. All information we collect on this Website is subject to our Privacy Policy. If you do not want to agree to these Terms of Use or the Privacy Policy, you must not access or use the Website.

We may revise and update these Terms of Use from time to time in our sole discretion. All changes are effective immediately when we post them, and they apply to all access to and use of the Website thereafter. It is our policy to post any changes we make to these Terms of Use on this page with a notice on the Website home page. If we make material changes to these Terms of Use, we will notify you through a notice on the Website home page. However, any changes to the dispute resolution provisions set forth in Governing Law and Jurisdiction will not apply to any disputes for which the parties have actual notice on or prior to the date the change is posted on the Website.

Your continued use of the Website or any of our Services following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page frequently so you are aware of any changes, as they are binding on you.

I. SERVICES

Biz2Loan.com provides users the opportunity to obtain information about certain loans and other financial products and services offered through third-party service providers and advertisers. Biz2Loan.com is not an agent or advisor to you or any other third party. You acknowledge and agree that our Website is solely an intermediary to connect users with service providers in order to obtain information about certain financial products and services. You acknowledge and agree that we are not a financial institution, credit card issuer, or other financial service provider and that any information or advice made available through the Services is for informational purposes only. We do not, and will not, make any coverage or credit decision with any service provider that may be referred to you through our Services. We do not (i) validate the licensing, certification or other qualification of Service Providers that you may encounter through our Services, (ii) guarantee the terms or rates offered by any third party through or on our Services, or (iii) issue credit cards or any other financial products.

We do not assume responsibility for the actions or policies of service providers. The terms and rates offered by service providers are governed by the specific terms and conditions of their respective products and services.

II. ELIGIBILITY

This Website and our Services are intended for users who are 18 years of age or older and reside in the United States or its territories. By using this Website, you affirm that you are legally capable of entering into a binding contract with the Company and meet all eligibility criteria stated above. If you do not meet these requirements, you may not access or use the Website or Services.

III. ACCESSING THE WEBSITE AND ACCOUNT SECURITY

We reserve the right to modify or discontinue this Website, or any portion thereof, at our discretion without notice. We are not liable if all or any part of the Website becomes unavailable at any time. Occasionally, access to certain parts of the Website may be restricted or the entire Website may be restricted to users.

In order to access some of our Services, you may need to provide certain contact information, such as your email address, on our Website. By providing us with your information, you agree that it is subject to our Privacy Policy (Biz2Loan.com/privacy), and consent to our handling of your information in accordance with this policy.

In order to receive information about financial services and products from third-party providers, you may need to submit an Information Request containing personal information such as your email address, phone number, date of birth, social security number, bank account information, credit score, financial information, and homeowner status (“User Data”). By submitting an Information Request, you affirm that all User Data provided is accurate and that you have the right to share it with us. You agree that the use of User Data submitted in an Information Request is governed by the privacy policies of the relevant service provider or third party to whom the Information Request is submitted. You authorize these service providers and their affiliates to use your User Data for the purpose of providing you with requested information.

By providing us with contact information through the Website or Services, you consent to receiving communications from us, directly or through third parties, including emails, calls, and text messages. We may contact you via telephone using automated dialing systems, prerecorded messages, or interactive voice response systems. These communications may include informational and marketing messages about Biz2Loan.com services. Standard text message and minute rates may apply. If you wish to opt out of receiving these communications, you can follow the unsubscribe instructions in the emails or contact us at info@Biz2Loan.com. You can update your contact information by emailing us at info@Biz2Loan.com. Additionally, by submitting Information Requests, you consent to being contacted by relevant service providers via email or telephone. Requests to opt out of these communications must be directed to the respective service provider.

IV. PERSONAL USE

The Services offered are intended solely for personal, non-commercial use. You agree not to use, copy, distribute, transmit, sell, or exploit the Services for any other purpose.

V. INTELLECTUAL PROPERTY RIGHTS

The Website and its content (including information, software, text, images, video, audio, and design) are owned by the Company, its licensors, or other providers and are protected by copyright, trademark, and other intellectual property laws. The Company name, logo, and related names, logos, products, and service names are trademarks of the Company or its affiliates or licensors. You may not use these marks without prior written permission from the Company.

Biz2Loan.com grants you a personal, non-transferable, non-exclusive license to use the Website and its content for personal use, provided you do not copy, reproduce, distribute, reverse engineer, or otherwise exploit any content, code, data, or materials on the Website. You may not modify the Website or use modified versions of the Website for any purpose. Except as expressly permitted in these Terms of Use, no right, title, or interest in the Website or its content is transferred to you. Biz2Loan.com and its licensors retain all rights in and to the Website and its content. Unauthorized use of the Website or its content may violate copyright, trademark, and other laws.

VI. USER CONTRIBUTIONS

The Website may include message boards and interactive features allowing users to post, submit, or transmit content or materials (collectively, “User Contributions”). You are solely responsible for your User Contributions and their consequences. We are not responsible for User Contributions posted by users.

By posting User Contributions, you grant us and our affiliates, service providers, and licensees the right to use, reproduce, modify, perform, display, distribute, and disclose your contributions for any purpose. You represent that you own or control all rights to your User Contributions and have the right to grant us the license granted above. Your User Contributions must comply with these Terms of Use.

VII. PROHIBITED USES AND CONTENT STANDARDS

You agree to use the Website and Services only for lawful purposes and in accordance with these Terms of Use. Prohibited uses include violating laws, exploiting minors, posting inappropriate content, sending spam, impersonating others, or engaging in any conduct that restricts or harms others’ use of the Services.

Additionally, you agree not to use any device or method to interfere with the Website’s operation or security, introduce malicious software, gain unauthorized access, or disrupt the Website’s functionality. Violating these provisions may result in termination of access and legal action.

VIII. MONITORING AND ENFORCEMENT; TERMINATION

We reserve the right to monitor and enforce these Terms of Use, including removing or blocking User Contributions and terminating access for violations. We may disclose information as necessary to enforce these Terms or comply with legal obligations.

IX. DIGITAL MILLENNIUM COPYRIGHT ACT

We comply with the Digital Millennium Copyright Act (DMCA). If you believe material on the Website violates your copyright, please contact our Designated Agent at the address provided.

These terms and conditions govern your use of Biz2Loan.com (the "Website") and the services provided through it.

Notice Procedure

Any notice alleging that materials on the Website infringe intellectual property rights must include:

• An electronic or physical signature of the authorized person.
• A description of the copyrighted work or intellectual property claimed to be infringed.
• The location of the infringing material on the Website.
• Your contact information: address, telephone number, and email address.
• A statement that you have a good faith belief that use of the materials is not authorized.
• A statement that the information in your notice is accurate and, under penalty of perjury, that you are the copyright owner or authorized to act on their behalf.

Repeat Infringer

Biz2Loan.com will terminate or suspend accounts of users determined to be “Repeat Infringers” without notice.

X. RELIANCE ON INFORMATION POSTED

The information on the Website is for general information purposes only. We do not warrant its accuracy, completeness, or usefulness.

XI. CHANGES TO THE WEBSITE

We may update the Website’s content but are not obligated to ensure it is current or complete.

XII. LINKING TO THE WEBSITE AND SOCIAL MEDIA FEATURES

Tools enabling export of information to third-party services are provided. We may transfer this information to applicable third-party services but are not responsible for their use of your data.

XIII. LINKS FROM THE WEBSITE

Links to third-party sites are for convenience only. We have no control over their content and accept no liability for their use.

XIV. GEOGRAPHIC RESTRICTIONS

The Website is intended for use in the United States. Accessing it from outside the U.S. is at your own risk and compliance with local laws.

XV. DISCLAIMER OF WARRANTIES

The Services are provided “as is” and “as available”. We do not guarantee:

• Meeting your requirements or uninterrupted, secure, or error-free operation.
• Correcting errors or that downloaded materials are free of destructive code.
• That your data will be accurate or secure.

XVII. Indemnification

You agree to defend, indemnify, and hold harmless the Company, its affiliates, licensors, and service providers, and its and their respective officers, directors, employees, contractors, agents, licensors, suppliers, successors, and assigns from and against any claims, liabilities, damages, judgments, awards, losses, costs, expenses, or fees (including reasonable attorneys’ fees) arising out of or relating to your violation of these Terms of Use or your use of the Website, including but not limited to, any User Data or User Contributions you submit, or any use of the Services, the Website content, or products obtained through the Website or Services.

XVIII. Governing Law and Jurisdiction

All matters relating to the Website and these Terms of Use shall be governed by and construed in accordance with the laws of the State of Delaware, without regard to its conflicts of law provisions.

Any legal action or proceeding arising out of or related to these Terms of Use or the Website shall be instituted exclusively in the federal courts of the United States or the courts of the State of Delaware. You waive any objections to the exercise of jurisdiction over you by such courts and to venue in such courts.

XIX. Limitation on Time to File Claims

Any claim or cause of action arising out of or related to these Terms of Use or the Website must be filed within one year after such claim or cause of action arose, or it will be permanently barred.

XX. Class Action Waiver

You agree that any dispute or claim arising out of or related to these Terms of Use or the Website must be brought in your individual capacity and not as a plaintiff or class member in any purported class or representative proceeding.

XXI. Waiver and Severability

No waiver by the Company of any provision of these Terms of Use shall be deemed a further or continuing waiver of such term or condition or any other term or condition, and any failure of the Company to assert a right or provision under these Terms of Use shall not constitute a waiver of such right or provision.

If any provision of these Terms of Use is held by a court or other tribunal of competent jurisdiction to be invalid, illegal, or unenforceable for any reason, such provision shall be eliminated or limited to the minimum extent necessary so that the remaining provisions of these Terms of Use will continue in full force and effect.

XXII. Entire Agreement

These Terms of Use, our Privacy Policy, and any additional terms and conditions provided or agreed to in connection with specific services or products offered by the Company constitute the entire agreement between you and the Company regarding the Website and supersede all prior agreements and understandings, whether written or oral, relating to the subject matter hereof.

XXIII. Contact Information

This Website is operated by SSBV c/o The Corporation Trust Co, Corporation Trust Center 2118 Thornridge Cir. Syracuse, Connecticut 35624 For inquiries, please contact us at info@Biz2Loan.com.