Concordance
Welcome to the Business Finance Terminology Guide from Biz2loan. In this resource, you'll discover a comprehensive collection of essential financial terms and concepts that are crucial for effectively managing and optimizing your business operations. Equip yourself with the knowledge you need to make informed financial decisions and drive your success.
A
B
- Balloon Payment
- Breakeven Point
- Business Acquisition
- Business Certificate of Deposit
- Business Checking Account
- Business Credit
- Business Credit Card
- Business Goodwill
C
- Capital
- Capital Gain
- Capital Gains Tax
- Capital Loss
- Card Present (CP) vs Card Not Present (CNP) Transactions
- Cash Basis Accounting
- Cash Flow
- Cash Out
- Certificate of Incorporation
- Certified Public Accountant (CPA)
- Collateral
- Corporation
- Co-Signer
- Credit Card Processing Fees
- Credit Card Receivables
- Credit Card Vendors
- Credit Line
- Credit Score
- Cs of Creditworthiness
D
- Debit
- Debt
- Dividend
- Depreciation
- Derivatives
- Default
- Discount
- Due Diligence
- Deficit
- Diversification
- Debt-to-Equity Ratio
- Derogatory Mark
- Debenture
- Deferred Income
- Demand Deposit
- DUNS Number
- DNB
E
- EBITDA
- Enterprise Zone
- Equipment Financing
- Equipment Leasing
- Equipment Loan
F
- FICO Score
- Filing Receipt
- Financial Accounting Standards Board (FA)
- Financial Projection
- Finished Goods
- First In First Out (FIFO)
- Full Document
G
- Generally Accepted Accounting Principles
- Gross Income
- Gross Profit
H
- Hard Money Loan
- Home Equity Line of Credit (HELOC)
- Hedge Fund
- Holding Company
- Hurdle Rate
I
- Inventory
- Income
- Interest
- Investment
- Inflation
- Insolvency
- Initial Public Offering (IPO)
- Installment
- Index Fund
- Impairment
- Income Statement
- Inventory
J
- Joint Venture
- Junk Bond
- Just-in-Time (JIT) Inventory
K
- Key Performance Indicator (KPI)
- K-1 Form
- Know Your Customer (KYC)
- Knock-in Option
L
- Last In First Out (LIFO)
- Legal Name of Business
- Liability
- Lien
- Limited Liability Company
- Limited Partnership
- Line of Credit
- Liquidation
- Liquidation Value
- Liquidity
- Loan Tenor
- Loan to Value (LTV)
- Lower Cost or Market Cost
M
- Mixed Use Property
- Modified Accrual Basis Accounting
- Mortgage
- Multifamily Property
- Mutual Agency
N
- Net Assets
- Net Operating Loss
- Net Worth
- Negotiable Instrument
- Non-Current Assets
- Non-Performing Asset
- Net Profit Margin
- Normalized Earnings
O
- Operating Agreement
- Operating Lease
- Operating Leverage
- Operating Performance Ratio
- Owner's Equity
P
- Partnership
- Patent
- Petty Cash
- Pledge
- Present Value
- Principal
- Profit and Loss Statement
- Promissory Note
- Proprietorship
- Public Company
Q
- Qualifying Income
- Quarterly Report
- Quick Ratio
- Qualified Opinion
- Quantitative Easing
R
- Raw Material
- Recovery Period
- Refinance
- Residual Value
- Retained Earnings
- Return on Investment (ROI)
S
- S-Corporation
- SBA Backed Lender
- SBA Backed Loan
- Secured Line of Credit
- Sole Proprietorship
- Stated
T
- Tax Identification Number
- Title Insurance
- Trade Credit
- Trial Balance
U
- UCC Filing
- Unsecured Line of Credit
- Ultimate Beneficial Owner (UBO)
- Underwriting
- Usury
- Utilization Rate
V
- Valuation
- Variable Cost
- Vendor
- Venture Capital
- Vertical Integration
- Volatility
W
- Work in Progress
- Working Capital
- Working Capital Ratio
- Write-off
- Warrant
- Wholesale
- Withholding Tax
X
- Xenocurrency
- X-Rate (Exchange Rate)
- X-Organization (Tax-Exempt Organization)
Y
- Yield
- Yield Curve
- Year-to-Date (YTD)
Z
- Z-Score
- Zero-Based Budgeting
- Zombie Company